Terms & Conditions

Effective Date: February 20, 2025

Terms and Conditions

Welcome to Smart Money Trends (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of www.smartmoneytrendsai.com (the “Website”). By accessing or using this Website, you agree to comply with these Terms. If you do not agree, please refrain from using our Website.

1. Acceptance of Terms

By using our Website, you confirm that:

  • You are at least 18 years old or have obtained parental permission.
  • You will not use this Website for any illegal activities.
  • You accept these Terms and our Privacy Policy.

2. Use of Our Website

You may use this Website for personal, informational, and lawful purposes. However, you agree not to:

  • Post false, misleading, or defamatory content.
  • Attempt to hack, scrape, or misuse our data.
  • Copy, reproduce, or distribute our content without permission.
  • Use our Website to send spam, harass others, or engage in harmful activities.

If we detect misuse, we reserve the right to suspend or permanently ban your access.

3. Affiliate Links and Sponsored Content

Our Website may feature affiliate links, advertisements, or sponsored content. This means:

  • We may earn commissions when you click links or make purchases through them.
  • Third-party websites linked from our Website have their own Terms and Privacy Policies. We are not responsible for their actions or content.
  • While we strive to recommend reputable products and services, we cannot guarantee your experience with third-party providers.

4. Intellectual Property Rights

All content on this Website—including articles, images, logos, and designs—belongs to Smart Money Trends unless otherwise stated.

Users may not:

  • Copy, reproduce, or distribute our content without permission.
  • Claim our content as their own.
  • Use our brand name or logo for commercial purposes.

You may share our blog posts with proper credit and a backlink to our Website.

5. Disclaimers and Limitation of Liability

No Financial or Legal Advice:
The content on this Website is for informational purposes only. We do not provide financial, investment, or legal advice. Always consult a qualified professional before making financial decisions.

Use at Your Own Risk:
We make efforts to ensure accuracy but cannot guarantee completeness, reliability, or timeliness. Your use of this Website is at your own risk.

Limitation of Liability:
To the maximum extent permitted by law, Smart Money Trends and its team are not responsible for:

  • Any losses, damages, or issues arising from the use of this Website.
  • Actions of third-party websites linked from our site.
  • Any errors, technical glitches, or downtime.

6. Privacy and Data Collection

We collect and use data as described in our Privacy Policy.

  • Cookies and Tracking: We use cookies to enhance user experience. Cookies can be disabled in browser settings, though this may impact functionality.
  • Newsletter and Emails: By subscribing, you agree to receive promotional emails. You may unsubscribe at any time.

7. User Comments and Content Submissions

  • Users are responsible for any content they submit, including comments and reviews.
  • We reserve the right to remove inappropriate or spam content.
  • Users may not post hateful, illegal, or offensive content.

By submitting content, you grant us a non-exclusive license to display, share, or modify it.

8. Termination of Use

We reserve the right to terminate or suspend user access for violations of these Terms. Grounds for termination include, but are not limited to:

  • Abusive or harmful behavior.
  • Unauthorized use of our content.
  • Fraudulent activity.

9. Changes to These Terms

We may update these Terms and Conditions periodically. Any changes will be posted on this page with a revised effective date.

Continued use of this Website after updates constitutes acceptance of the new Terms.

10. Governing Law and Contact Information

These Terms are governed by the laws of the United States and the State of Washington. Any legal disputes will be resolved in the courts of Washington State.

For inquiries regarding these Terms, contact us at:

Website: www.smartmoneytrendsai.com

Email: dima@smartmoneytrendsai.com